Little Rock, AR · Charter 24429
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.16% | 0.16% | -3.61% | -1.82% | -1.11% | -0.87% | 0.20% | 0.45% | +227 bps | |
| Return on Equity | -1.46% | 1.41% | -34.26% | -17.04% | -10.30% | -7.81% | 1.84% | 3.98% | +2,103 bps | |
| Net Interest Margin | 3.96% | 3.96% | 3.83% | 3.91% | 3.98% | 4.11% | 3.43% | 3.70% | -21 bps | |
| Efficiency Ratio | 88.94% | 85.96% | 180.22% | 140.33% | 123.01% | 116.37% | 108.40% | 94.98% | -4,534 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.42% | 1.97% | 0.55% | -1.79% | -2.77% | -5.80% | -1.99% | -1.61% | +18 bps | |
| Loan Growth (YoY) | -13.78% | -20.46% | -19.56% | -20.44% | -19.81% | -17.05% | -14.63% | -17.26% | +317 bps | |
| Share Growth (YoY) | -1.07% | 3.26% | 2.61% | -0.79% | -2.96% | -5.89% | -2.39% | -2.23% | -144 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.39% | 1.26% | 0.00% | 0.00% | 0.03% | 0.00% | 0.00% | 0.83% | +83 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.53% | 0.53% | 0.57% | 0.57% | 0.56% | 0.55% | 0.28% | 0.36% | -20 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.97% | 11.27% | 10.55% | 10.69% | 10.80% | 11.10% | 10.94% | 11.20% | +52 bps | |
| Net Worth / Assets | 10.97% | 11.27% | 10.55% | 10.69% | 10.80% | 11.10% | 10.94% | 11.20% | +52 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 76.46% | 71.43% | 67.60% | 66.65% | 63.19% | 62.96% | 59.12% | 56.40% | -1,025 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |