Maple Grove, MN · Charter 24414
NCUA · 3 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.48% | 0.55% | 0.74% | 0.78% | 0.81% | 0.83% | 1.11% | 1.08% | +30 bps | |
| Return on Equity | 4.58% | 5.29% | 6.98% | 7.30% | 7.48% | 7.65% | 10.26% | 9.89% | +258 bps | |
| Net Interest Margin | 3.01% | 3.07% | 3.40% | 3.42% | 3.44% | 3.43% | 3.58% | 3.54% | +12 bps | |
| Efficiency Ratio | 85.48% | 83.11% | 81.78% | 80.14% | 79.85% | 79.16% | 71.86% | 71.36% | -878 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 12.69% | 5.16% | 3.55% | 5.32% | 3.30% | 4.65% | 6.55% | 7.75% | +243 bps | |
| Loan Growth (YoY) | 9.08% | 13.76% | 17.96% | 21.26% | 17.76% | 22.41% | 23.56% | 19.75% | -151 bps | |
| Share Growth (YoY) | 7.32% | 5.44% | 4.23% | 5.79% | 5.51% | 5.45% | 5.41% | 6.43% | +64 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.71% | 2.73% | 2.75% | 2.46% | 0.22% | 0.88% | 0.46% | 0.29% | -217 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.37% | 10.45% | 10.60% | 10.72% | 10.85% | 10.81% | 10.86% | 10.92% | +20 bps | |
| Net Worth / Assets | 10.37% | 10.45% | 10.60% | 10.72% | 10.85% | 10.81% | 10.86% | 10.92% | +20 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 56.15% | 56.74% | 58.30% | 63.25% | 62.67% | 65.86% | 68.35% | 71.17% | +791 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |