Amoco
Texas City, TX · Charter 2441 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
$1.5BAssets
$1.2BLoans
$1.3BShares
$136.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 49% of credit unions $1B-$10B in assets (rank 221 of 435).
- Widest gap: efficiency ratio trails 89% of credit unions $1B-$10B in assets (rank 387 of 435).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.36%
Rank 379 of 435
Net Interest Margin
3.38%
Rank 221 of 435
Efficiency Ratio
82.35%
Rank 387 of 435
Equity / Assets
9.20%
Rank 374 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.36% | 0.55% | 0.81% | 1.14% | Beats 13% | 379 / 435 | |
| Return on Equity | 3.88% | 5.12% | 7.41% | 9.70% | Beats 17% | 359 / 435 | |
| Net Interest Margin | 3.38% | 3.01% | 3.39% | 3.75% | Beats 49% | 221 / 435 | |
| Efficiency Ratio | 82.35% | 65.25% | 71.39% | 77.86% | Beats 11% | 387 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.93% | 0.45% | 0.69% | 1.05% | Beats 31% | 299 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.20% | 9.81% | 10.84% | 12.63% | Beats 14% | 374 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.20% | 9.81% | 10.84% | 12.63% | Beats 14% | 374 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 93.16% | 78.33% | 88.38% | 95.61% | 66th pctl | 149 / 435 | |
| Loans / Assets | 81.95% | 67.69% | 74.58% | 80.80% | 82nd pctl | 80 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |