West Hollywood, CA · Cert 24332
State charter, non-member · FDIC · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=27 to 28). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
93
Asset Quality
58
Profitability
85
Liquidity
0
Efficiency
96
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
West Hollywood, CA · Cert 24332
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Los Angeles-Long Beach-Anaheim, CA · 2026 SOD (annual) · 0.0% share · #79 of 107 inst. · $0.3B of $667.8B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 5.42% | 4.97% | 3.62% | 3.95% | 4.54% | 4.74% | 3.02% | 3.61% | -35 bps | |
| Return on Equity | 13.42% | 12.18% | 8.36% | 9.05% | 10.24% | 10.57% | 6.41% | 7.68% | -137 bps | |
| Net Interest Margin | 7.46% | 7.28% | 5.96% | 6.15% | 6.44% | 6.45% | 5.95% | 6.04% | -11 bps | |
| Efficiency Ratio | 11.07% | 13.01% | 21.77% | 18.71% | 19.16% | 18.78% | 20.86% | 24.19% | +548 bps | |
| Non-Interest Burden | 0.72% | 0.83% | 1.28% | 1.13% | 1.21% | 1.18% | 1.22% | 1.44% | +31 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.31% | -7.58% | -7.74% | -6.48% | -6.81% | -6.32% | -5.38% | -1.98% | +450 bps | |
| Loan Growth (YoY) | -10.88% | -13.51% | -14.50% | -5.04% | -4.86% | -5.91% | -4.79% | -4.77% | +27 bps | |
| Deposit Growth (YoY) | -4.58% | -14.35% | -14.41% | -12.27% | -13.60% | -13.51% | -11.48% | -6.04% | +623 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 2.89% | 0.49% | 3.42% | 3.27% | 3.51% | 3.56% | 3.50% | 3.33% | +5 bps | |
| Net Charge-Offs / Loans | 0.15% | 0.11% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 3.10% | 3.37% | 3.41% | 3.28% | 3.17% | 2.63% | 2.72% | 2.47% | -81 bps | |
| Allowance Coverage of NPLs | 1.1x | 6.9x | 1.0x | 1.0x | 0.9x | 0.7x | 0.8x | 0.7x | -0.3x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 42.61% | 40.72% | 44.03% | 44.16% | 46.00% | 45.71% | 47.97% | 47.61% | +345 bps | |
| Total Risk-Based Capital | 47.43% | 45.41% | 46.83% | 45.45% | 50.92% | 50.33% | 53.91% | 49.05% | +361 bps | |
| Equity / Assets | 42.45% | 42.66% | 43.89% | 44.58% | 46.44% | 46.87% | 47.33% | 46.79% | +221 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 132.71% | 137.79% | 141.85% | 152.09% | 146.14% | 149.90% | 152.56% | 154.15% | +206 bps | |
| Liquid Assets / Assets | 19.01% | 15.53% | 15.83% | 11.48% | 17.18% | 13.41% | 13.09% | 11.76% | +28 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 142.93% | 145.45% | 144.74% | n/a | n/a | |
West Hollywood, CA · Cert 24332 · Peer group: banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=27-28)
State charter, non-member · FDIC · 1 branch
Q2 2026
Return on Assets
3.55%
Rank 2 of 28
Net Interest Margin
6.04%
Rank 2 of 28
Efficiency Ratio
24.19%
Rank 2 of 28
Equity / Assets
46.79%
Rank 2 of 28
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 3.55% | 0.39% | 0.81% | 1.45% | Beats 93% | 2 / 28 | ||
| Return on Equity | 7.58% | 2.58% | 5.09% | 9.10% | Beats 68% | 9 / 28 | ||
| Net Interest Margin | 6.04% | 3.22% | 3.68% | 4.12% | Beats 93% | 2 / 28 | ||
| Efficiency Ratio | 24.19% | 56.77% | 70.25% | 85.37% | Beats 96% | 2 / 28 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 3.33% | n/a | 0.26% | 1.61% | Beats 15% | 24 / 27 | ||
| Net Charge-Offs / Loans | 0.00% | n/a | n/a | 0.02% | Beats 100% | 17 / 27 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 47.79% | 13.70% | 16.46% | 19.75% | Beats 93% | 2 / 28 | ||
| Total Risk-Based Capital Ratio | 49.05% | 14.96% | 17.60% | 20.63% | Beats 93% | 2 / 28 | ||
| Equity / Assets | 46.79% | 11.97% | 15.41% | 17.42% | Beats 93% | 2 / 28 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 154.15% | 84.00% | 97.95% | 102.47% | 96th pctl | 1 / 28 | ||
| Loans / Assets | 79.28% | 69.18% | 76.59% | 81.19% | 64th pctl | 10 / 28 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||