Albuquerque, NM · Charter 2433
Q1 1997
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1995 | Q3 1995 | Q4 1995 | Q1 1996 | Q2 1996 | Q3 1996 | Q4 1996 | Q1 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.84% | 5.00% | 5.16% | 5.10% | 5.22% | n/a | 5.05% | 5.17% | +7 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.53% | 11.59% | 11.05% | 19.22% | 16.89% | 12.82% | 14.47% | 9.29% | -993 bps | |
| Loan Growth (YoY) | 32.04% | 36.97% | 33.50% | 31.22% | 29.27% | 28.23% | 20.86% | 16.21% | -1,501 bps | |
| Share Growth (YoY) | 10.60% | 11.79% | 13.53% | 19.10% | 18.00% | 14.62% | 15.82% | 11.30% | -780 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.62% | 0.63% | 0.75% | 0.73% | 0.71% | 0.94% | 1.35% | 1.05% | +32 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.59% | 0.52% | 0.47% | 0.48% | 0.47% | 0.70% | 0.70% | 0.74% | +25 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 82.91% | 86.27% | 93.92% | 89.45% | 90.83% | 96.51% | 98.01% | 93.40% | +394 bps | |
| Liquid Assets / Assets | 17.73% | 16.57% | 10.87% | 16.38% | 14.60% | 10.10% | 8.93% | 12.42% | -395 bps | |