Met Tran Houston, TX · Charter 24324 · Peer group: credit unions under $1B in assets in the Houston-Pasadena-The Woodlands, TX area (n=62-63)
NCUA · 1 branch
Q2 2026
$11.2M Assets
$6.3M Loans
$9.4M Shares
$1.6M Net Worth
Executive Summary Strongest standing: net interest margin outperforms 86% of credit unions under $1B in assets in the Houston-Pasadena-The Woodlands, TX area (rank 9 of 63). Widest gap: return on assets trails 59% of credit unions under $1B in assets in the Houston-Pasadena-The Woodlands, TX area (rank 37 of 63). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
0.37%
Rank 37 of 63
Net Interest Margin
5.12%
Rank 9 of 63
Efficiency Ratio
86.42%
Rank 37 of 63
Equity / Assets
14.58%
Rank 24 of 63
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.37% 0.11% 0.53% 1.19% Beats 41% 37 / 63 Return on Equity 2.56% 1.09% 3.60% 6.92% Beats 42% 36 / 62 Net Interest Margin 5.12% 3.19% 4.06% 4.80% Beats 86% 9 / 63 Efficiency Ratio 86.42% 72.55% 82.57% 90.97% Beats 43% 37 / 63 Asset Quality Nonperforming Loans / Loans 0.13% 0.32% 0.64% 1.62% Beats 84% 11 / 63 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 14.58% 10.13% 12.81% 19.70% Beats 62% 24 / 63 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 14.58% 10.13% 12.81% 19.70% Beats 62% 24 / 63 Liquidity & Funding Loans / Deposits 67.06% 55.42% 71.20% 87.46% 43rd pctl 36 / 63 Loans / Assets 56.09% 48.43% 59.68% 73.12% 43rd pctl 36 / 63 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Houston-Pasadena-The Woodlands, TX area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (62 to 63 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11