PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Interwest NB of Nevada

Fallon, NV · Cert 24313

FDIC

Q3 1998

$122.0MAssets
$99.3MLoans
$114.5MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.88%, down 22 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 86.71% of deposits as of Q3 1998.

Return on Assets (YTD, annualized)

0.88%-22 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ4 1996Q1 1997Q2 1997Q3 1997Q4 1997Q1 1998Q2 1998Q3 1998YoY ΔTrend
Earnings
Return on Assets1.59%0.73%0.96%1.09%0.97%0.80%0.92%0.88%-22 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)40.90%52.05%42.94%38.04%40.39%47.54%65.06%46.35%+831 bps
Loan Growth (YoY)42.95%53.09%58.01%49.90%45.81%51.36%43.34%40.53%-937 bps
Deposit Growth (YoY)44.08%57.52%46.59%32.51%42.82%50.22%69.19%57.74%+2,523 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits82.80%81.96%90.47%97.32%84.53%82.58%76.65%86.71%-1,062 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a