Nebraska Energy
Columbus, NE · Charter 24286 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$327.7MAssets
$279.6MLoans
$262.4MShares
$63.3MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 93% of credit unions under $1B in assets (rank 118 of 1682).
- Widest gap: net interest margin trails 88% of credit unions under $1B in assets (rank 1487 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.36%
Rank 309 of 1,683
Net Interest Margin
2.93%
Rank 1,487 of 1,683
Efficiency Ratio
55.53%
Rank 118 of 1,682
Equity / Assets
19.32%
Rank 256 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.36% | 0.35% | 0.74% | 1.18% | Beats 82% | 309 / 1,683 | | |
| Return on Equity | 7.05% | 2.67% | 5.89% | 8.74% | Beats 61% | 648 / 1,681 | | |
| Net Interest Margin | 2.93% | 3.31% | 3.82% | 4.32% | Beats 12% | 1,487 / 1,683 | | |
| Efficiency Ratio | 55.53% | 68.91% | 78.20% | 86.93% | Beats 93% | 118 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.26% | 0.65% | 1.29% | Beats 89% | 180 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.32% | 10.44% | 12.89% | 16.53% | Beats 85% | 256 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.32% | 10.44% | 12.89% | 16.53% | Beats 85% | 256 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 106.57% | 52.61% | 69.38% | 83.50% | 98th pctl | 27 / 1,683 | | |
| Loans / Assets | 85.34% | 44.71% | 59.18% | 70.72% | 98th pctl | 39 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |