PackageTrendsPeer
Letter portraitLegal landscape

Old Dominion Missionary Association

Chesapeake, VA · Charter 24285

Q4 2000

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q4 2000, the quarter ended December 31, 2000, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Old Dominion Missionary Association

Chesapeake, VA · Charter 24285

Q4 2000

$22KAssets
$1KLoans
$19KShares
$3KNet Worth

Executive Summary

  • Earnings: ROA of 2.07%, down 102 bps year over year; NIM at 4.66%.
  • Asset quality: problem loans at 100.00% of loans (+5,613 bps YoY).
  • Capital: net worth / assets of 13.48%.
  • Funding: loans stand at 2.89% of shares as of Q4 2000.

Return on Assets (YTD, annualized)

2.07%-102 bps YoY

Net Interest Margin (YTD, annualized)

4.66%

Efficiency Ratio (YTD, annualized)

59.44%

Net Worth / Assets

13.48%
n/a

Year to date, annualized, through each quarter.

MetricQ2 1997Q4 1997Q2 1998Q4 1998Q2 1999Q4 1999Q2 2000Q4 2000YoY ΔTrend
Earnings
Return on Assets-1.04%-1.10%1.43%3.10%0.74%1.13%1.62%2.07%-102 bps
Return on Equityn/an/an/an/an/an/an/a15.39%n/an/a
Net Interest Marginn/an/an/an/an/a3.99%3.32%4.66%n/a
Efficiency Ration/an/an/an/an/a50.78%55.15%59.44%n/a
Growth
Asset Growth (YoY)13.24%1.75%7.97%35.69%43.37%52.89%49.47%-8.84%-4,454 bps
Loan Growth (YoY)47.18%84.02%13.31%-45.45%-58.90%-77.63%-71.94%-91.55%-4,610 bps
Share Growth (YoY)10.80%-1.49%13.26%45.28%48.96%58.52%48.66%-13.39%-5,867 bps
Asset Quality
Delinquent Loans / Loans41.50%52.85%45.14%43.87%7.56%2.10%30.54%100.00%+5,613 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans17.08%20.95%28.18%32.25%13.94%42.50%30.25%100.00%+6,775 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a13.48%n/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a13.48%n/an/a
Liquidity & Funding
Loans / Shares61.25%45.23%40.23%29.60%16.90%6.38%7.59%2.89%-2,671 bps
Liquid Assets / Assets20.92%24.07%54.71%46.23%42.56%0.00%0.00%98.74%+5,250 bps