Greece Community
Rochester, NY · Charter 24274 · Peer group: credit unions under $1B in assets in the Rochester, NY area (n=16)
NCUA · 2 branches
Q2 2026
$13.0MAssets
$6.6MLoans
$11.4MShares
$1.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Rochester, NY area (rank 1 of 16).
- Widest gap: efficiency ratio trails 50% of credit unions under $1B in assets in the Rochester, NY area (rank 9 of 16).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
0.90%
Rank 7 of 16
Net Interest Margin
4.24%
Rank 5 of 16
Efficiency Ratio
80.46%
Rank 9 of 16
Equity / Assets
12.28%
Rank 5 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.50% | 0.77% | 1.48% | Beats 56% | 7 / 16 | |
| Return on Equity | 7.29% | 4.22% | 6.62% | 10.72% | Beats 63% | 6 / 16 | |
| Net Interest Margin | 4.24% | 3.56% | 3.86% | 4.25% | Beats 69% | 5 / 16 | |
| Efficiency Ratio | 80.46% | 74.18% | 80.46% | 85.46% | Beats 50% | 9 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.36% | 0.55% | 2.51% | Beats 100% | 1 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.28% | 9.57% | 11.10% | 14.62% | Beats 69% | 5 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.28% | 9.57% | 11.10% | 14.62% | Beats 69% | 5 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 57.91% | 57.16% | 70.70% | 77.55% | 38th pctl | 10 / 16 | |
| Loans / Assets | 50.73% | 50.73% | 59.07% | 66.01% | 25th pctl | 12 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |