M.A.B.C. Philadelphia, PA · Charter 24266 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50-51)
NCUA · 1 branch
Q2 2026
$167K Assets
$25K Loans
$130K Shares
$37K Net Worth
Executive Summary Strongest standing: return on assets outperforms 96% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 2 of 51). Widest gap: nonperforming loans / loans trails 94% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 48 of 50). Overall: at or above the peer median on 6 of 7 directional measures. Return on Assets
2.40%
Rank 2 of 51
Net Interest Margin
4.79%
Rank 6 of 51
Efficiency Ratio
50.00%
Rank 4 of 50
Equity / Assets
22.16%
Rank 7 of 51
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 2.40% -0.05% 0.48% 0.90% Beats 96% 2 / 51 Return on Equity 10.81% -0.58% 4.00% 6.90% Beats 88% 6 / 51 Net Interest Margin 4.79% 2.96% 3.44% 3.98% Beats 88% 6 / 51 Efficiency Ratio 50.00% 73.91% 81.87% 94.16% Beats 94% 4 / 50 Asset Quality Nonperforming Loans / Loans 8.00% 0.19% 0.96% 1.83% Beats 6% 48 / 50 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 22.16% 10.44% 12.55% 18.48% Beats 86% 7 / 51 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 22.16% 10.44% 12.55% 18.48% Beats 86% 7 / 51 Liquidity & Funding Loans / Deposits 19.23% 28.84% 50.95% 65.41% 14th pctl 44 / 51 Loans / Assets 14.97% 20.51% 39.58% 57.94% 14th pctl 44 / 51 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (50 to 51 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11