Glendale, CA · Charter 24238
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
81
Asset Quality
85
Profitability
54
Liquidity
47
Efficiency
74
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Glendale, CA · Charter 24238
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.80% | 0.84% | 0.73% | 0.95% | 0.92% | +12 bps | |
| Return on Equity | 4.40% | 4.50% | 3.87% | 4.92% | 4.57% | +17 bps | |
| Net Interest Margin | 2.82% | 2.92% | 2.95% | 2.92% | 2.99% | +17 bps | |
| Efficiency Ratio | 73.72% | 73.22% | 76.91% | 72.74% | 72.96% | -77 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.02% | 8.77% | 4.75% | -0.22% | -6.64% | -1,565 bps | |
| Loan Growth (YoY) | -4.73% | -4.78% | -5.13% | -2.67% | -7.37% | -264 bps | |
| Share Growth (YoY) | 9.17% | 8.96% | 4.53% | -1.35% | -8.70% | -1,787 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.01% | 0.04% | 0.01% | 0.00% | 0.04% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.13% | 18.64% | 18.87% | 19.31% | 20.11% | +198 bps | |
| Net Worth / Assets | 18.13% | 18.64% | 18.87% | 19.31% | 20.11% | +198 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 74.88% | 75.40% | 75.25% | 76.58% | 75.97% | +109 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Glendale, CA · Charter 24238 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 1 branch
Q2 2026
Return on Assets
0.92%
Rank 16 of 62
Net Interest Margin
2.99%
Rank 45 of 62
Efficiency Ratio
73.02%
Rank 17 of 62
Equity / Assets
20.11%
Rank 12 of 62
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.92% | 0.01% | 0.47% | 0.92% | Beats 74% | 16 / 62 | |
| Return on Equity | 4.58% | 0.18% | 3.35% | 5.66% | Beats 60% | 25 / 62 | |
| Net Interest Margin | 2.99% | 2.88% | 3.31% | 3.93% | Beats 27% | 45 / 62 | |
| Efficiency Ratio | 73.02% | 71.17% | 84.14% | 92.47% | Beats 74% | 17 / 62 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.04% | 0.22% | 0.52% | 0.99% | Beats 85% | 10 / 62 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 20.11% | 9.30% | 12.20% | 16.33% | Beats 81% | 12 / 62 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 20.11% | 9.30% | 12.20% | 16.33% | Beats 81% | 12 / 62 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 75.97% | 48.69% | 57.00% | 84.55% | 65th pctl | 22 / 62 | |
| Loans / Assets | 60.28% | 42.93% | 53.05% | 69.62% | 61st pctl | 24 / 62 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||