P.S.E. & G. Nuclear Employees
Hancocks Bridge, NJ · Charter 24226 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$10.0MAssets
$3.1MLoans
$8.7MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 78% of credit unions under $1B in assets (rank 366 of 1682).
- Widest gap: efficiency ratio trails 99% of credit unions under $1B in assets (rank 1672 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-4.51%
Rank 1,666 of 1,683
Net Interest Margin
3.65%
Rank 989 of 1,683
Efficiency Ratio
216%
Rank 1,672 of 1,682
Equity / Assets
12.93%
Rank 833 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -4.51% | 0.35% | 0.74% | 1.18% | Beats 1% | 1,666 / 1,683 | | |
| Return on Equity | -34.85% | 2.67% | 5.89% | 8.74% | Beats 1% | 1,667 / 1,681 | | |
| Net Interest Margin | 3.65% | 3.31% | 3.82% | 4.32% | Beats 41% | 989 / 1,683 | | |
| Efficiency Ratio | 216% | 68.91% | 78.20% | 86.93% | Beats 1% | 1,672 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.26% | 0.65% | 1.29% | Beats 78% | 366 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.93% | 10.44% | 12.89% | 16.53% | Beats 51% | 833 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.93% | 10.44% | 12.89% | 16.53% | Beats 51% | 833 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 35.84% | 52.61% | 69.38% | 83.50% | 8th pctl | 1,551 / 1,683 | | |
| Loans / Assets | 31.16% | 44.71% | 59.18% | 70.72% | 9th pctl | 1,532 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |