Mil-Way
Texarkana, AR · Charter 24197 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$189.6MAssets
$90.8MLoans
$168.5MShares
$19.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 85% of credit unions under $1B in assets (rank 261 of 1682).
- Widest gap: net interest margin trails 88% of credit unions under $1B in assets (rank 1486 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.62%
Rank 986 of 1,683
Net Interest Margin
2.93%
Rank 1,486 of 1,683
Efficiency Ratio
82.25%
Rank 1,046 of 1,682
Equity / Assets
10.30%
Rank 1,285 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.62% | 0.35% | 0.74% | 1.18% | Beats 41% | 986 / 1,683 | | |
| Return on Equity | 6.03% | 2.67% | 5.89% | 8.74% | Beats 52% | 815 / 1,681 | | |
| Net Interest Margin | 2.93% | 3.31% | 3.82% | 4.32% | Beats 12% | 1,486 / 1,683 | | |
| Efficiency Ratio | 82.25% | 68.91% | 78.20% | 86.93% | Beats 38% | 1,046 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.26% | 0.65% | 1.29% | Beats 85% | 261 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.30% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,285 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.30% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,285 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 53.88% | 52.61% | 69.38% | 83.50% | 26th pctl | 1,238 / 1,683 | | |
| Loans / Assets | 47.89% | 44.71% | 59.18% | 70.72% | 30th pctl | 1,172 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |