PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Corporate Bank

Santa Ana, CA · Cert 24195

FDIC

Q4 1995

$72.1MAssets
$46.1MLoans
$63.8MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of -0.47%, up 19 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 72.28% of deposits as of Q4 1995.

Return on Assets (YTD, annualized)

-0.47%+19 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1994Q2 1994Q3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets0.67%0.20%0.03%-0.65%0.34%0.22%-0.09%-0.47%+19 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-11.82%-9.22%-9.86%2.98%n/a
Loan Growth (YoY)n/an/an/an/a-6.42%-4.73%-1.56%-11.00%n/a
Deposit Growth (YoY)n/an/an/an/a-13.10%-10.54%-11.17%4.23%n/a
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits76.00%71.30%71.97%84.65%81.85%75.93%79.75%72.28%-1,237 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a