Beverly Municipal
Beverly, MA · Charter 24192 · Peer group: credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=66)
NCUA · 2 branches
Q2 2026
$25.8MAssets
$19.3MLoans
$22.9MShares
$2.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 94% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 4 of 66).
- Widest gap: equity / assets trails 88% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 58 of 66).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.94%
Rank 18 of 66
Net Interest Margin
3.09%
Rank 39 of 66
Efficiency Ratio
67.87%
Rank 15 of 66
Equity / Assets
8.79%
Rank 58 of 66
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.94% | 0.38% | 0.59% | 1.00% | Beats 73% | 18 / 66 | | |
| Return on Equity | 10.68% | 2.62% | 4.89% | 6.39% | Beats 94% | 4 / 66 | | |
| Net Interest Margin | 3.09% | 2.83% | 3.27% | 3.84% | Beats 41% | 39 / 66 | | |
| Efficiency Ratio | 67.87% | 68.43% | 80.15% | 87.18% | Beats 79% | 15 / 66 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.08% | 0.08% | 0.48% | 1.18% | Beats 74% | 18 / 66 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.79% | 9.84% | 13.79% | 17.21% | Beats 12% | 58 / 66 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.79% | 9.84% | 13.79% | 17.21% | Beats 12% | 58 / 66 | | |
| Liquidity & Funding |
| Loans / Deposits | 84.20% | 50.73% | 71.54% | 81.61% | 77th pctl | 15 / 66 | | |
| Loans / Assets | 74.72% | 40.53% | 57.05% | 68.92% | 85th pctl | 10 / 66 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |