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Hanmi Bank

Los Angeles, CA · Cert 24170 · Peer group: banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=17-19) · Hanmi Financial Corp.

State charter, non-member · FDIC · 33 branches

Q2 2026

$8.0BAssets
$6.6BLoans
$7.0BDeposits
$889.1MEquity

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 94% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 2 of 17).
  • Widest gap: net charge-offs / loans trails 76% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 14 of 17).
  • Overall: at or above the peer median on 3 of 9 directional measures.

Return on Assets

1.26%

Rank 10 of 19

Net Interest Margin

3.31%

Rank 8 of 19

Efficiency Ratio

51.12%

Rank 10 of 19

Equity / Assets

11.18%

Rank 10 of 19

Non-interest income vs. expense

$36.9M$150.9MINCOMEEXPENSE
Unfavorable gap of $114.1M · efficiency ratio beats 53% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area
Bank 51.12%Peer median 51.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets1.26%1.10%1.26%1.57%Beats 47%10 / 19
Return on Equity11.28%8.62%11.28%14.70%Beats 47%10 / 19
Net Interest Margin3.31%3.07%3.30%3.62%Beats 58%8 / 19
Efficiency Ratio51.12%33.01%51.12%56.65%Beats 53%10 / 19
Asset Quality
Nonperforming Loans / Loans0.15%0.37%0.80%1.55%Beats 94%2 / 17
Net Charge-Offs / Loans0.08%0.00%0.01%0.05%Beats 24%14 / 17
Capital
Tier 1 Capital Ratio13.40%12.10%14.67%23.92%Beats 42%11 / 19
Total Risk-Based Capital Ratio14.48%13.35%14.67%24.05%Beats 37%12 / 19
Equity / Assets11.18%9.84%11.18%14.01%Beats 47%10 / 19
Liquidity & Funding
Loans / Deposits94.09%79.34%95.16%100.04%42nd pctl11 / 19
Loans / Assets82.37%69.86%77.55%83.04%68th pctl6 / 19
Brokered Deposits / Depositsn/aNot reported for this institution