San Diego Firefighters
San Diego, CA · Charter 24110 · Peer group: credit unions under $1B in assets in CA (n=62-63)
NCUA · 3 branches
Q2 2026
$152.6MAssets
$64.2MLoans
$140.9MShares
$11.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 65% of credit unions under $1B in assets in CA (rank 22 of 63).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets in CA (rank 61 of 63).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.55%
Rank 34 of 63
Net Interest Margin
1.55%
Rank 61 of 63
Efficiency Ratio
82.14%
Rank 36 of 63
Equity / Assets
7.68%
Rank 58 of 63
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.55% | 0.17% | 0.56% | 1.17% | Beats 46% | 34 / 63 | |
| Return on Equity | 7.19% | 1.81% | 4.79% | 8.64% | Beats 65% | 22 / 63 | |
| Net Interest Margin | 1.55% | 3.18% | 3.49% | 3.98% | Beats 3% | 61 / 63 | |
| Efficiency Ratio | 82.14% | 70.58% | 81.25% | 89.21% | Beats 44% | 36 / 63 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.26% | 0.17% | 0.42% | 0.85% | Beats 63% | 24 / 62 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.68% | 8.61% | 10.56% | 14.01% | Beats 8% | 58 / 63 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.68% | 8.61% | 10.56% | 14.01% | Beats 8% | 58 / 63 | |
| Liquidity & Funding |
| Loans / Deposits | 45.55% | 53.46% | 72.75% | 85.33% | 15th pctl | 53 / 62 | |
| Loans / Assets | 42.08% | 46.35% | 58.08% | 72.17% | 17th pctl | 52 / 63 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |