Idaho Falls, ID · Charter 24095
Q1 1998
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1996 | Q3 1996 | Q4 1996 | Q1 1997 | Q2 1997 | Q3 1997 | Q4 1997 | Q1 1998 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.81% | n/a | 5.37% | 4.31% | 4.45% | 4.56% | 4.71% | 4.02% | -28 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.82% | 5.65% | 6.51% | 4.52% | 4.95% | 6.50% | 7.07% | 8.23% | +370 bps | |
| Loan Growth (YoY) | 16.69% | 14.94% | 11.85% | 9.96% | 9.56% | 11.78% | 2.30% | 6.15% | -381 bps | |
| Share Growth (YoY) | 5.77% | 4.32% | 4.94% | 2.56% | 3.66% | 4.49% | 6.00% | 7.14% | +458 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.13% | 0.09% | 0.13% | 0.16% | 0.21% | 0.14% | 0.28% | 0.30% | +15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.59% | 1.55% | 0.97% | 0.98% | 0.94% | 0.89% | 0.92% | 0.87% | -11 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.59% | 74.93% | 78.47% | 74.48% | 78.83% | 80.15% | 75.73% | 73.79% | -69 bps | |
| Liquid Assets / Assets | 7.08% | 7.90% | 5.93% | 8.05% | 4.24% | 6.00% | 9.52% | 12.15% | +410 bps | |