Altra
Onalaska, WI · Charter 24077 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 18 branches
Q2 2026
$3.1BAssets
$2.8BLoans
$2.6BShares
$398.3MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 95% of credit unions $1B-$10B in assets (rank 21 of 435).
- Widest gap: nonperforming loans / loans trails 26% of credit unions $1B-$10B in assets (rank 113 of 435).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.66%
Rank 21 of 435
Net Interest Margin
3.72%
Rank 113 of 435
Efficiency Ratio
59.82%
Rank 55 of 435
Equity / Assets
12.68%
Rank 107 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.66% | 0.55% | 0.81% | 1.14% | Beats 95% | 21 / 435 | | |
| Return on Equity | 13.07% | 5.12% | 7.41% | 9.70% | Beats 94% | 24 / 435 | | |
| Net Interest Margin | 3.72% | 3.01% | 3.39% | 3.75% | Beats 74% | 113 / 435 | | |
| Efficiency Ratio | 59.82% | 65.25% | 71.39% | 77.86% | Beats 88% | 55 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.45% | 0.69% | 1.05% | Beats 74% | 113 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.68% | 9.81% | 10.84% | 12.63% | Beats 75% | 107 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.68% | 9.81% | 10.84% | 12.63% | Beats 75% | 107 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 109.84% | 78.33% | 88.38% | 95.61% | 98th pctl | 10 / 435 | | |
| Loans / Assets | 90.08% | 67.69% | 74.58% | 80.80% | 99th pctl | 3 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |