Brockton, MA · Charter 24043
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 3.59% | 4.17% | 4.63% | 4.26% | 4.00% | 2.86% | 6.18% | 1.65% | -261 bps | |
| Return on Equity | 17.98% | 20.46% | 22.36% | 20.15% | 18.73% | 13.17% | 27.39% | 7.45% | -1,270 bps | |
| Net Interest Margin | 4.38% | 4.55% | 7.15% | 5.49% | 5.39% | 3.63% | 8.04% | 3.69% | -180 bps | |
| Efficiency Ratio | 22.25% | 9.46% | 39.20% | 27.62% | 30.03% | 27.50% | 32.97% | 77.02% | +4,940 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.64% | 6.51% | 7.12% | 5.93% | 8.80% | 8.87% | 11.34% | 8.28% | +235 bps | |
| Loan Growth (YoY) | -24.09% | -13.08% | -11.29% | -3.85% | 0.79% | -7.26% | -11.80% | -11.91% | -806 bps | |
| Share Growth (YoY) | 5.04% | 3.86% | 4.99% | 3.62% | 6.92% | 7.08% | 8.70% | 6.83% | +321 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 1.28% | 1.16% | 1.17% | 1.67% | +167 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.84% | 3.38% | 3.61% | 3.59% | 3.81% | 3.64% | 4.09% | 2.26% | -133 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 19.96% | 20.40% | 20.70% | 21.14% | 21.35% | 21.71% | 22.58% | 22.20% | +106 bps | |
| Net Worth / Assets | 19.96% | 20.40% | 20.70% | 21.14% | 21.35% | 21.71% | 22.58% | 22.20% | +106 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 30.78% | 35.00% | 32.41% | 32.05% | 29.01% | 30.31% | 26.30% | 26.43% | -562 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |