Messiah Baptist-Jubilee
Brockton, MA · Charter 24043 · Peer group: credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=66)
NCUA · 1 branch
Q2 2026
$1.1MAssets
$234KLoans
$887KShares
$253KNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 88% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 8 of 66).
- Widest gap: nonperforming loans / loans trails 89% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 60 of 66).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.58%
Rank 8 of 66
Net Interest Margin
3.68%
Rank 19 of 66
Efficiency Ratio
77.27%
Rank 28 of 66
Equity / Assets
22.19%
Rank 10 of 66
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.58% | 0.38% | 0.59% | 1.00% | Beats 88% | 8 / 66 | | |
| Return on Equity | 7.11% | 2.62% | 4.89% | 6.39% | Beats 82% | 12 / 66 | | |
| Net Interest Margin | 3.68% | 2.83% | 3.27% | 3.84% | Beats 71% | 19 / 66 | | |
| Efficiency Ratio | 77.27% | 68.43% | 80.15% | 87.18% | Beats 59% | 28 / 66 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.71% | 0.08% | 0.48% | 1.18% | Beats 11% | 60 / 66 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.19% | 9.84% | 13.79% | 17.21% | Beats 85% | 10 / 66 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.19% | 9.84% | 13.79% | 17.21% | Beats 85% | 10 / 66 | | |
| Liquidity & Funding |
| Loans / Deposits | 26.38% | 50.73% | 71.54% | 81.61% | 5th pctl | 63 / 66 | | |
| Loans / Assets | 20.53% | 40.53% | 57.05% | 68.92% | 3rd pctl | 64 / 66 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |