Lafayette, IN · Charter 24026
NCUA · 9 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.72% | 0.74% | 0.63% | 0.79% | 0.91% | 0.89% | 1.15% | 1.40% | +61 bps | |
| Return on Equity | 8.37% | 8.51% | 7.41% | 9.05% | 10.19% | 9.93% | 13.09% | 15.15% | +610 bps | |
| Net Interest Margin | 4.35% | 4.39% | 4.50% | 4.59% | 4.64% | 4.62% | 4.57% | 4.65% | +5 bps | |
| Efficiency Ratio | 78.45% | 77.27% | 77.63% | 75.66% | 75.01% | 75.38% | 77.19% | 73.55% | -211 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.56% | 0.49% | 2.86% | 4.69% | 7.42% | 8.10% | 8.16% | 8.03% | +334 bps | |
| Loan Growth (YoY) | 6.87% | 5.86% | 4.82% | 5.89% | 5.75% | 7.53% | 7.46% | 6.91% | +101 bps | |
| Share Growth (YoY) | -3.61% | -0.19% | 2.39% | 4.41% | 7.45% | 8.03% | 7.93% | 7.38% | +297 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.84% | 0.90% | 0.63% | 0.56% | 0.66% | 0.71% | 0.56% | 0.41% | -15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.63% | 8.70% | 8.49% | 8.70% | 8.89% | 8.92% | 8.82% | 9.22% | +52 bps | |
| Net Worth / Assets | 8.63% | 8.70% | 8.49% | 8.70% | 8.89% | 8.92% | 8.82% | 9.22% | +52 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.88% | 79.53% | 76.14% | 78.35% | 78.61% | 79.17% | 75.81% | 78.00% | -35 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |