Pittsburgh, PA · Charter 240
NCUA · 3 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.23% | 1.70% | 1.08% | 1.34% | 1.39% | 1.37% | 0.60% | 0.50% | -84 bps | |
| Return on Equity | 10.73% | 9.23% | 5.99% | 7.28% | 7.41% | 7.35% | 3.24% | 2.68% | -460 bps | |
| Net Interest Margin | 4.25% | 4.21% | 4.23% | 4.32% | 4.33% | 4.20% | 3.74% | 3.81% | -51 bps | |
| Efficiency Ratio | 53.62% | 63.93% | 72.64% | 68.95% | 68.56% | 68.27% | 81.70% | 84.18% | +1,523 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.05% | 30.04% | 30.74% | 31.06% | 30.34% | 5.41% | 5.01% | 4.13% | -2,694 bps | |
| Loan Growth (YoY) | 5.29% | 35.85% | 36.10% | 34.09% | 31.71% | 0.24% | -1.43% | -3.79% | -3,788 bps | |
| Share Growth (YoY) | -1.69% | 32.77% | 33.57% | 34.13% | 33.65% | 4.48% | 4.48% | 3.70% | -3,043 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.33% | 0.46% | 0.45% | 0.49% | 0.80% | 0.67% | 0.72% | 0.61% | +12 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 20.77% | 18.46% | 18.06% | 18.46% | 18.74% | 18.65% | 18.44% | 18.69% | +23 bps | |
| Net Worth / Assets | 20.77% | 18.46% | 18.06% | 18.46% | 18.74% | 18.65% | 18.44% | 18.69% | +23 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 61.87% | 61.98% | 60.62% | 61.13% | 60.97% | 59.46% | 57.19% | 56.72% | -441 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |