Syracuse Cooperative
Syracuse, NY · Charter 23865 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$47.2MAssets
$39.0MLoans
$38.4MShares
$6.7MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 100% of credit unions under $1B in assets (rank 8 of 1683).
- Widest gap: nonperforming loans / loans trails 97% of credit unions under $1B in assets (rank 1629 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
3.22%
Rank 8 of 1,683
Net Interest Margin
4.79%
Rank 213 of 1,683
Efficiency Ratio
68.51%
Rank 407 of 1,682
Equity / Assets
14.12%
Rank 657 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 3.22% | 0.35% | 0.74% | 1.18% | Beats 100% | 8 / 1,683 | | |
| Return on Equity | 22.79% | 2.67% | 5.89% | 8.74% | Beats 100% | 8 / 1,681 | | |
| Net Interest Margin | 4.79% | 3.31% | 3.82% | 4.32% | Beats 87% | 213 / 1,683 | | |
| Efficiency Ratio | 68.51% | 68.91% | 78.20% | 86.93% | Beats 76% | 407 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.24% | 0.26% | 0.65% | 1.29% | Beats 3% | 1,629 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.12% | 10.44% | 12.89% | 16.53% | Beats 61% | 657 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.12% | 10.44% | 12.89% | 16.53% | Beats 61% | 657 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 101.67% | 52.61% | 69.38% | 83.50% | 97th pctl | 49 / 1,683 | | |
| Loans / Assets | 82.64% | 44.71% | 59.18% | 70.72% | 95th pctl | 85 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |