University of Nebraska
Lincoln, NE · Charter 2384 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$131.3MAssets
$64.0MLoans
$117.2MShares
$14.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 74% of credit unions under $1B in assets (rank 434 of 1683).
- Widest gap: efficiency ratio trails 81% of credit unions under $1B in assets (rank 1359 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.53%
Rank 1,100 of 1,683
Net Interest Margin
4.29%
Rank 434 of 1,683
Efficiency Ratio
89.24%
Rank 1,359 of 1,682
Equity / Assets
10.72%
Rank 1,213 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.53% | 0.35% | 0.74% | 1.18% | Beats 35% | 1,100 / 1,683 | |
| Return on Equity | 4.90% | 2.67% | 5.89% | 8.74% | Beats 43% | 966 / 1,681 | |
| Net Interest Margin | 4.29% | 3.31% | 3.82% | 4.32% | Beats 74% | 434 / 1,683 | |
| Efficiency Ratio | 89.24% | 68.91% | 78.20% | 86.93% | Beats 19% | 1,359 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.09% | 0.26% | 0.65% | 1.29% | Beats 30% | 1,179 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.72% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,213 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.72% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,213 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 54.64% | 52.61% | 69.38% | 83.50% | 27th pctl | 1,221 / 1,683 | |
| Loans / Assets | 48.77% | 44.71% | 59.18% | 70.72% | 32nd pctl | 1,150 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |