McCurtain County National Bank
Broken Bow, OK · Cert 23798 · Peer group: banks under $1B in assets in OK (n=88-89) · McCurtain Cnty Bancshares Inc.
National charter · OCC · 5 branches
Q2 2026
$384.2MAssets
$144.4MLoans
$323.6MDeposits
$60.2MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 90% of banks under $1B in assets in OK (rank 9 of 89).
- Widest gap: net interest margin trails 83% of banks under $1B in assets in OK (rank 74 of 89).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.16%
Rank 51 of 89
Net Interest Margin
3.27%
Rank 74 of 89
Efficiency Ratio
57.99%
Rank 40 of 89
Equity / Assets
15.68%
Rank 9 of 89
Non-interest income vs. expense
Unfavorable gap of $6.7M · efficiency ratio beats 56% of banks under $1B in assets in OK | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.16% | 0.85% | 1.26% | 1.60% | Beats 43% | 51 / 89 | | |
| Return on Equity | 7.40% | 7.40% | 11.89% | 14.65% | Beats 25% | 67 / 89 | | |
| Net Interest Margin | 3.27% | 3.46% | 3.93% | 4.45% | Beats 17% | 74 / 89 | | |
| Efficiency Ratio | 57.99% | 54.70% | 60.95% | 71.14% | Beats 56% | 40 / 89 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.64% | 0.30% | 0.82% | 2.25% | Beats 33% | 60 / 88 | | |
| Net Charge-Offs / Loans | 0.15% | 0.00% | 0.03% | 0.20% | Beats 27% | 65 / 88 | | |
| Capital |
| Tier 1 Capital Ratio | 15.65% | 10.89% | 13.00% | 16.33% | Beats 73% | 24 / 89 | | |
| Total Risk-Based Capital Ratio | 15.65% | 11.20% | 13.06% | 16.33% | Beats 71% | 26 / 89 | | |
| Equity / Assets | 15.68% | 9.26% | 10.94% | 13.52% | Beats 90% | 9 / 89 | | |
| Liquidity & Funding |
| Loans / Deposits | 44.63% | 61.51% | 72.27% | 84.01% | 14th pctl | 76 / 88 | | |
| Loans / Assets | 37.58% | 52.51% | 63.15% | 71.27% | 16th pctl | 75 / 89 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |