Bank of Gleason
Gleason, TN · Cert 2379 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Bancshares of Gleason Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$138.5MAssets
$81.3MLoans
$113.2MDeposits
$24.4MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 96% of banks under $1B in assets operating in a single state (rank 30 of 746).
- Widest gap: return on equity trails 76% of banks under $1B in assets operating in a single state (rank 565 of 746).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.17%
Rank 311 of 746
Net Interest Margin
3.43%
Rank 475 of 746
Efficiency Ratio
58.92%
Rank 262 of 746
Equity / Assets
17.65%
Rank 58 of 746
Non-interest income vs. expense
Unfavorable gap of $2.9M · efficiency ratio beats 65% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.17% | 0.72% | 1.06% | 1.45% | Beats 58% | 311 / 746 | |
| Return on Equity | 6.64% | 6.74% | 10.51% | 13.63% | Beats 24% | 565 / 746 | |
| Net Interest Margin | 3.43% | 3.17% | 3.68% | 4.16% | Beats 36% | 475 / 746 | |
| Efficiency Ratio | 58.92% | 55.74% | 64.58% | 75.47% | Beats 65% | 262 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.14% | 0.09% | 0.42% | 1.07% | Beats 71% | 220 / 743 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 50% | 372 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 33.72% | 11.55% | 13.75% | 17.60% | Beats 96% | 30 / 746 | |
| Total Risk-Based Capital Ratio | 34.66% | 11.71% | 14.33% | 18.43% | Beats 96% | 30 / 746 | |
| Equity / Assets | 17.65% | 8.90% | 10.51% | 13.06% | Beats 92% | 58 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 71.77% | 61.31% | 78.27% | 90.78% | 38th pctl | 464 / 746 | |
| Loans / Assets | 58.68% | 53.60% | 66.97% | 76.08% | 33rd pctl | 498 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |