PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Wellington Trust Company National Association

Boston, MA · Cert 23741

NC

Q2 2026

$109.0MAssets
$0KLoans
$0KDeposits
$56.7MEquity

Executive Summary

  • Earnings: ROA of 9.72%, up 331 bps year over year; NIM at -0.75%.
  • Capital: tier 1 leverage ratio of 58.52%, up 197 bps from a year ago.

Return on Assets (quarter, annualized)

9.72%+331 bps YoY

Net Interest Margin (quarter, annualized)

-0.75%-7 bps YoY

Efficiency Ratio (quarter, annualized)

96.69%-97 bps YoY

Tier 1 Leverage Ratio

58.52%+197 bps YoY

NIM

0.00%Q2 ’240.07%Q2 ’250.03%Q2 ’26+36%-10%

Non-interest income vs. expense

351%Q2 ’24353%Q2 ’25378%Q2 ’26-15%-50%

Discrete quarter, annualized.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets4.94%9.70%8.10%6.41%10.49%0.42%1.51%9.72%+331 bps
Return on Equity9.65%19.81%16.19%12.02%19.82%0.77%2.64%17.87%+585 bps
Net Interest Margin-1.28%-1.20%-1.12%-0.69%-0.67%-1.11%-0.62%-0.75%-7 bps
Efficiency Ratio97.90%97.16%96.90%97.66%97.35%98.48%99.45%96.69%-97 bps
Non-Interest Burden-8.70%-11.07%-11.26%-9.13%-11.26%-6.30%-2.61%-13.71%-458 bps
Growth
Asset Growth (YoY)6.21%12.76%1.82%0.50%3.62%-5.71%0.57%15.21%+1,472 bps
Loan Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ratio53.89%48.66%52.15%56.55%58.95%54.88%57.11%58.52%+197 bps
Total Risk-Based Capital52.62%49.81%55.14%56.60%54.19%59.85%59.92%54.19%-241 bps
Equity / Assets50.32%47.64%52.59%53.99%51.90%57.09%57.16%51.97%-202 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/an/an/an/a
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/a0.00%0.00%0.00%n/an/a