B. Braun
Allentown, PA · Charter 23725 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 2 branches
Q2 2026
$1.9MAssets
$279KLoans
$1.4MShares
$486KNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in PA (rank 1 of 72).
- Widest gap: net interest margin trails 46% of credit unions under $1B in assets in PA (rank 33 of 72).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
2.28%
Rank 3 of 72
Net Interest Margin
3.62%
Rank 33 of 72
Efficiency Ratio
34.29%
Rank 1 of 72
Equity / Assets
25.13%
Rank 6 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.28% | 0.59% | 1.06% | 1.40% | Beats 96% | 3 / 72 | |
| Return on Equity | 9.05% | 5.27% | 7.11% | 9.91% | Beats 67% | 24 / 72 | |
| Net Interest Margin | 3.62% | 3.09% | 3.57% | 4.10% | Beats 54% | 33 / 72 | |
| Efficiency Ratio | 34.29% | 64.37% | 73.67% | 81.63% | Beats 100% | 1 / 72 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.58% | 1.09% | Beats 100% | 7 / 72 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 25.13% | 10.74% | 12.96% | 16.84% | Beats 92% | 6 / 72 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 25.13% | 10.74% | 12.96% | 16.84% | Beats 92% | 6 / 72 | |
| Liquidity & Funding |
| Loans / Deposits | 19.27% | 34.39% | 52.54% | 65.98% | 1st pctl | 71 / 72 | |
| Loans / Assets | 14.43% | 30.23% | 45.37% | 57.67% | 1st pctl | 71 / 72 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |