Washington, DC · Charter 23643
NCUA · 1 branch
Q2 2018
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2018, the quarter ended June 30, 2018, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Washington, DC · Charter 23643
NCUA · 1 branch
Q2 2018
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2016 | Q4 2016 | Q1 2017 | Q2 2017 | Q3 2017 | Q4 2017 | Q1 2018 | Q2 2018 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -1.65% | -3.25% | -0.58% | 0.05% | 0.13% | -0.47% | -0.16% | -0.08% | -13 bps | |
| Return on Equity | -13.67% | -30.60% | -5.48% | 0.49% | 1.20% | -4.43% | -1.54% | -0.85% | -134 bps | |
| Net Interest Margin | 3.41% | 3.51% | 3.20% | 3.05% | 3.21% | 3.33% | 3.18% | 3.03% | -2 bps | |
| Efficiency Ratio | 105.47% | 110.62% | 116.56% | 115.96% | 120.24% | 123.03% | 106.42% | 107.16% | -880 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.97% | -3.10% | -8.89% | -1.43% | -3.38% | -3.35% | -3.06% | -2.36% | -93 bps | |
| Loan Growth (YoY) | -15.14% | -13.18% | -16.82% | -13.96% | -16.01% | -18.50% | -11.29% | -11.63% | +233 bps | |
| Share Growth (YoY) | -1.47% | 0.10% | -6.59% | 1.21% | -1.73% | -3.22% | -3.00% | -2.07% | -329 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.63% | 4.55% | 0.00% | 0.00% | 0.75% | 0.90% | 2.46% | 0.74% | +74 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.20% | 4.95% | 3.32% | 2.56% | 2.01% | 2.41% | 1.98% | 1.98% | -58 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.06% | 10.61% | 10.58% | 10.14% | 10.64% | 10.51% | 10.55% | 9.88% | -26 bps | |
| Net Worth / Assets | 12.06% | 10.61% | 10.58% | 10.14% | 10.64% | 10.51% | 10.55% | 9.88% | -26 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 59.05% | 60.11% | 55.16% | 51.06% | 50.47% | 50.62% | 50.45% | 46.08% | -498 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |