New Orleans, LA · Charter 23540
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.58% | -0.90% | -5.06% | -1.87% | -1.80% | -1.54% | -4.08% | -3.27% | -141 bps | |
| Return on Equity | -6.32% | -9.67% | -61.64% | -21.72% | -21.35% | -18.72% | -55.16% | -49.02% | -2,729 bps | |
| Net Interest Margin | 4.18% | 4.52% | 4.57% | 4.61% | 4.78% | 4.76% | 4.60% | 4.59% | -2 bps | |
| Efficiency Ratio | 102.72% | 103.82% | 97.85% | 87.38% | 90.50% | 95.38% | 106.37% | 121.21% | +3,382 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.32% | -6.39% | -7.88% | -5.92% | -11.27% | -4.88% | -5.51% | -3.91% | +201 bps | |
| Loan Growth (YoY) | 5.35% | -1.26% | -9.14% | -12.58% | -11.43% | -9.20% | -6.99% | -5.96% | +662 bps | |
| Share Growth (YoY) | -5.12% | -5.65% | -4.85% | -1.69% | -4.00% | -1.46% | -5.10% | -2.33% | -65 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.12% | 1.93% | 1.27% | 1.33% | 0.89% | 1.09% | 0.65% | 2.33% | +100 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.13% | 9.30% | 8.22% | 8.59% | 8.44% | 8.21% | 7.40% | 6.68% | -191 bps | |
| Net Worth / Assets | 9.13% | 9.30% | 8.22% | 8.59% | 8.44% | 8.21% | 7.40% | 6.68% | -191 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 95.56% | 93.94% | 86.40% | 85.73% | 88.16% | 86.56% | 84.68% | 82.54% | -319 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |