PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Nevada Banking Co.

Stateline, NV · Cert 23481

FDIC

Q1 1999

$127.6MAssets
$83.3MLoans
$116.5MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.66%, up 1 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 71.55% of deposits as of Q1 1999.

Return on Assets (YTD, annualized)

1.66%+1 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1997Q3 1997Q4 1997Q1 1998Q2 1998Q3 1998Q4 1998Q1 1999YoY ΔTrend
Earnings
Return on Assets1.26%1.33%1.20%1.65%1.54%1.54%1.53%1.66%+1 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)43.32%50.58%36.78%30.69%30.37%16.36%20.77%18.56%-1,212 bps
Loan Growth (YoY)52.55%51.44%43.65%36.08%29.63%26.82%22.74%12.38%-2,370 bps
Deposit Growth (YoY)46.75%53.30%38.04%30.06%28.84%14.78%20.02%19.78%-1,029 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits76.23%69.87%72.41%76.25%76.70%77.20%74.05%71.55%-471 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a