Los Angeles, CA · Cert 23472 · Bank of NY Mellon Corp. the
National charter · OCC · 3 affiliate banks · 10 branches (47 in holding)
Q2 2026
Market Position · Los Angeles-Long Beach-Anaheim, CA · 2026 SOD (annual) · 0.0% share · #101 of 107 inst. · $0.0B of $667.8B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 19.20% | 18.54% | 16.05% | 15.63% | 17.88% | 17.66% | 16.47% | 13.96% | -167 bps | |
| Return on Equity | 24.02% | 23.24% | 20.10% | 19.49% | 22.25% | 22.03% | 20.59% | 17.38% | -211 bps | |
| Net Interest Margin | 1.40% | 1.22% | 1.10% | 1.13% | 1.10% | 1.01% | 0.95% | 0.93% | -20 bps | |
| Efficiency Ratio | 34.60% | 39.07% | 39.58% | 39.29% | 37.26% | 35.54% | 36.19% | 44.71% | +542 bps | |
| Non-Interest Burden | -23.55% | -22.88% | -20.29% | -19.77% | -22.65% | -22.56% | -21.16% | -17.81% | +196 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.07% | -1.24% | 0.06% | 2.20% | 3.54% | 3.81% | 4.32% | 3.54% | +134 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 5.17% | -23.50% | -38.92% | -25.72% | -16.82% | 46.85% | 21.43% | 180.18% | +20,590 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 57.60% | 58.93% | 64.64% | 63.25% | 63.36% | 63.93% | 66.01% | 63.50% | +25 bps | |
| Total Risk-Based Capital | 341% | 317% | 326% | 300% | 296% | 286% | 330% | 284% | -1,595 bps | |
| Equity / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |