PackageTrendsPeer
Letter portraitLegal landscape

Fidelity Management Trust Company

Boston, MA · Cert 23468

FDIC

Q1 2014

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q1 2014, the quarter ended March 31, 2014, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Fidelity Management Trust Company

Boston, MA · Cert 23468

FDIC

Q1 2014

$55.9MAssets
n/aLoans
n/aDeposits
$54.2MEquity
Deposit mix
100%Interest-bearing $00%Noninterest $0Q1 2013Q1 2014

NIM

0.01%Q1 ’120.01%Q1 ’130.01%Q1 ’14+8%+14%

Non-interest income vs. expense

168.70%Q1 ’12161.35%Q1 ’13165.87%Q1 ’14+48%-532%

Executive Summary

  • Earnings: ROA of 76.75%, up 6,508 bps year over year; NIM at -0.11%.

Financial Results

Return on Assets (YTD, annualized)

76.75%+6,508 bps YoY

Net Interest Margin (YTD, annualized)

-0.11%+2 bps YoY

Efficiency Ratio (YTD, annualized)

68.52%-2,459 bps YoY

Tier 1 Leverage Ratio

n/a

Year to date, annualized, through each quarter.

MetricQ1 2013Q2 2013Q3 2013Q4 2013Q1 2014YoY ΔTrend
Earnings
Return on Assets11.67%11.17%24.83%31.27%76.75%+6,508 bps
Return on Equity30.52%29.01%60.08%75.54%123.46%+9,294 bps
Net Interest Margin-0.13%-0.12%-0.12%-0.12%-0.11%+2 bps
Efficiency Ratio93.11%93.42%84.78%81.17%68.52%-2,459 bps
Non-Interest Burden-12.08%-11.09%-23.85%-29.47%-76.33%-6,426 bps
Growth
Asset Growth (YoY)5.60%7.83%2.49%-6.17%-47.37%-5,297 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Deposit Growth (YoY)0.00%0.00%0.00%0.00%-100.00%-10,000 bps
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/a
Total Risk-Based Capital38.83%38.99%48.89%42.41%99.95%+6,112 bps
Equity / Assets38.83%38.99%48.89%41.69%97.09%+5,825 bps
Liquidity & Funding
Loans / Deposits0.00%0.00%0.00%0.00%n/an/a
Liquid Assets / Assets0.00%0.00%0.00%2.10%3.58%+358 bps
CRE / Total Capitaln/an/an/an/an/an/an/a