PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Hecon

Eatontown, NJ · Charter 23390

Q2 1996

$122KAssets
$26KLoans
$106KShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 4.19%, up 59 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 24.05% of shares as of Q2 1996.

Return on Assets (quarter, annualized)

4.19%+59 bps YoY

Net Interest Margin (quarter, annualized)

n/a
n/a

Efficiency Ratio (quarter, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets3.59%3.08%4.23%4.11%4.19%+59 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a11.95%n/an/a
Loan Growth (YoY)n/an/an/an/a-19.95%n/an/a
Share Growth (YoY)n/an/an/an/a10.39%n/an/a
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans2.29%2.28%2.67%3.52%2.86%+57 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares33.17%26.00%23.48%17.29%24.05%-912 bps
Liquid Assets / Assets66.56%65.36%66.87%79.88%67.00%+44 bps