Infirst
Alexandria, VA · Charter 233 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$186.0MAssets
$140.8MLoans
$165.7MShares
$18.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 60% of credit unions under $1B in assets (rank 679 of 1682).
- Widest gap: efficiency ratio trails 87% of credit unions under $1B in assets (rank 1463 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.08%
Rank 1,452 of 1,683
Net Interest Margin
3.48%
Rank 1,138 of 1,683
Efficiency Ratio
93.07%
Rank 1,463 of 1,682
Equity / Assets
10.02%
Rank 1,341 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.08% | 0.35% | 0.74% | 1.18% | Beats 14% | 1,452 / 1,683 | |
| Return on Equity | 0.85% | 2.67% | 5.89% | 8.74% | Beats 14% | 1,438 / 1,681 | |
| Net Interest Margin | 3.48% | 3.31% | 3.82% | 4.32% | Beats 32% | 1,138 / 1,683 | |
| Efficiency Ratio | 93.07% | 68.91% | 78.20% | 86.93% | Beats 13% | 1,463 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.49% | 0.26% | 0.65% | 1.29% | Beats 60% | 679 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.02% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,341 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.02% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,341 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 84.97% | 52.61% | 69.38% | 83.50% | 78th pctl | 375 / 1,683 | |
| Loans / Assets | 75.68% | 44.71% | 59.18% | 70.72% | 84th pctl | 262 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |