Omaha, NE · Charter 23292
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Omaha, NE-IA area (n=18). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
78
Asset Quality
72
Profitability
54
Liquidity
0
Efficiency
50
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Charter 23292
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.01% | 1.05% | 0.88% | 0.69% | 0.92% | 0.82% | 0.72% | 0.96% | +27 bps | |
| Return on Equity | 6.66% | 6.97% | 5.23% | 4.44% | 4.99% | 4.32% | 3.99% | 5.32% | +88 bps | |
| Net Interest Margin | 4.40% | 4.36% | 4.54% | 4.21% | 4.74% | 4.62% | 3.77% | 4.10% | -11 bps | |
| Efficiency Ratio | 83.27% | 82.49% | 86.27% | 88.35% | 86.95% | 88.28% | 87.66% | 80.12% | -823 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.45% | -4.84% | -11.57% | -3.32% | -12.90% | -17.03% | -2.72% | -9.30% | -598 bps | |
| Loan Growth (YoY) | -4.76% | -8.94% | -12.36% | -12.96% | -16.19% | -14.50% | -8.44% | 19.06% | +3,202 bps | |
| Share Growth (YoY) | -7.60% | -6.76% | -14.68% | -5.32% | -16.35% | -21.43% | -4.13% | -12.23% | -691 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.06% | 0.00% | 0.19% | 0.13% | 0.00% | 0.30% | 0.05% | -14 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.10% | 15.08% | 16.78% | 15.62% | 18.36% | 18.97% | 17.95% | 18.06% | +244 bps | |
| Net Worth / Assets | 15.10% | 15.08% | 16.78% | 15.62% | 18.36% | 18.97% | 17.95% | 18.06% | +244 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 93.72% | 88.11% | 93.78% | 81.87% | 93.90% | 95.89% | 89.57% | 111.05% | +2,918 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Omaha, NE · Charter 23292 · Peer group: credit unions under $1B in assets in the Omaha, NE-IA area (n=18)
NCUA · 1 branch
Q2 2026
Return on Assets
0.96%
Rank 9 of 18
Net Interest Margin
4.10%
Rank 5 of 18
Efficiency Ratio
80.05%
Rank 10 of 18
Equity / Assets
18.06%
Rank 4 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.96% | -0.04% | 0.96% | 1.20% | Beats 50% | 9 / 18 | ||
| Return on Equity | 5.32% | -0.31% | 5.60% | 9.86% | Beats 39% | 11 / 18 | ||
| Net Interest Margin | 4.10% | 3.29% | 3.78% | 4.10% | Beats 72% | 5 / 18 | ||
| Efficiency Ratio | 80.05% | 69.73% | 80.05% | 99.73% | Beats 50% | 10 / 18 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.05% | 0.04% | 0.25% | 1.23% | Beats 72% | 6 / 18 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 18.06% | 9.54% | 14.01% | 17.54% | Beats 78% | 4 / 18 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 18.06% | 9.54% | 14.01% | 17.54% | Beats 78% | 4 / 18 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 111.05% | 37.80% | 60.87% | 83.48% | 94th pctl | 1 / 18 | ||
| Loans / Assets | 90.11% | 34.93% | 54.47% | 72.37% | 94th pctl | 1 / 18 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||