Bank of Bartlett
Bartlett, TN · Cert 23123 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · West Tennessee Bancshares Inc.
State charter, Fed member · FED · 7 branches
Q2 2026
$551.8MAssets
$384.9MLoans
$466.1MDeposits
$39.6MEquity
Executive Summary
- Strongest standing: return on equity outperforms 41% of banks under $1B in assets operating in a single state (rank 442 of 746).
- Widest gap: total risk-based capital ratio trails 100% of banks under $1B in assets operating in a single state (rank 744 of 746).
- Overall: at or above the peer median on 0 of 9 directional measures.
Return on Assets
0.66%
Rank 581 of 746
Net Interest Margin
3.50%
Rank 447 of 746
Efficiency Ratio
80.24%
Rank 620 of 746
Equity / Assets
7.18%
Rank 686 of 746
Non-interest income vs. expense
Unfavorable gap of $14.8M · efficiency ratio beats 17% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.66% | 0.72% | 1.06% | 1.45% | Beats 22% | 581 / 746 | |
| Return on Equity | 9.16% | 6.74% | 10.51% | 13.63% | Beats 41% | 442 / 746 | |
| Net Interest Margin | 3.50% | 3.17% | 3.68% | 4.16% | Beats 40% | 447 / 746 | |
| Efficiency Ratio | 80.24% | 55.74% | 64.58% | 75.47% | Beats 17% | 620 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.98% | 0.09% | 0.42% | 1.07% | Beats 28% | 537 / 743 | |
| Net Charge-Offs / Loans | 0.02% | 0.00% | 0.01% | 0.05% | Beats 38% | 463 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 8.51% | 11.55% | 13.75% | 17.60% | Beats 0% | 744 / 746 | |
| Total Risk-Based Capital Ratio | 8.51% | 11.71% | 14.33% | 18.43% | Beats 0% | 744 / 746 | |
| Equity / Assets | 7.18% | 8.90% | 10.51% | 13.06% | Beats 8% | 686 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 82.58% | 61.31% | 78.27% | 90.78% | 59th pctl | 307 / 746 | |
| Loans / Assets | 69.74% | 53.60% | 66.97% | 76.08% | 57th pctl | 322 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |