PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Scott County Bank

Waldron, AR · Cert 23122

FDIC

Q2 2000

$88.0MAssets
$58.5MLoans
$80.6MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.21%, up 29 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 72.60% of deposits as of Q2 2000.

Return on Assets (YTD, annualized)

1.21%+29 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000YoY ΔTrend
Earnings
Return on Assets1.30%1.11%1.39%0.92%1.07%1.18%1.26%1.21%+29 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)9.94%3.88%-0.72%-0.17%-4.08%-1.69%5.38%11.37%+1,153 bps
Loan Growth (YoY)18.52%6.94%-1.40%-0.76%-4.47%4.51%10.35%11.03%+1,179 bps
Deposit Growth (YoY)11.21%4.62%1.02%0.55%-3.84%-1.61%7.53%13.91%+1,335 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits76.79%74.67%72.85%74.48%76.28%79.32%74.77%72.60%-188 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a