Molex Employees
Lisle, IL · Charter 23109 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$6.5MAssets
$4.2MLoans
$5.3MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 69% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 30 of 96).
- Widest gap: net interest margin trails 53% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 51 of 96).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.86%
Rank 30 of 96
Net Interest Margin
3.52%
Rank 51 of 96
Efficiency Ratio
76.67%
Rank 35 of 96
Equity / Assets
18.36%
Rank 30 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.86% | -0.02% | 0.42% | 1.03% | Beats 69% | 30 / 96 | | |
| Return on Equity | 4.67% | -0.11% | 2.94% | 6.89% | Beats 61% | 37 / 95 | | |
| Net Interest Margin | 3.52% | 3.01% | 3.57% | 4.27% | Beats 47% | 51 / 96 | | |
| Efficiency Ratio | 76.67% | 73.45% | 82.91% | 96.61% | Beats 65% | 35 / 96 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.48% | 0.08% | 0.86% | 1.63% | Beats 67% | 32 / 93 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.36% | 11.79% | 15.23% | 18.93% | Beats 69% | 30 / 96 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.36% | 11.79% | 15.23% | 18.93% | Beats 69% | 30 / 96 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.88% | 32.14% | 50.03% | 67.81% | 86th pctl | 13 / 96 | | |
| Loans / Assets | 64.33% | 23.12% | 42.50% | 56.24% | 82nd pctl | 17 / 96 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |