White Rock
Philadelphia, PA · Charter 23037 · Peer group: credit unions under $1B in assets in PA (n=129)
NCUA · 1 branch
Q2 2024
$73KAssets
$0KLoans
$0KShares
$73KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 99% of credit unions under $1B in assets in PA (rank 1 of 129).
- Widest gap: return on assets trails 100% of credit unions under $1B in assets in PA (rank 129 of 129).
- Overall: at or above the peer median on 2 of 6 directional measures.
Return on Assets
-68.49%
Rank 129 of 129
Net Interest Margin
2.74%
Rank 98 of 129
Efficiency Ratio
2600%
Rank 129 of 129
Equity / Assets
100.00%
Rank 1 of 129
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -68.49% | 0.21% | 0.71% | 1.26% | Beats 0% | 129 / 129 | |
| Return on Equity | -68.49% | 1.65% | 4.68% | 9.11% | Beats 1% | 128 / 129 | |
| Net Interest Margin | 2.74% | 2.76% | 3.35% | 3.89% | Beats 24% | 98 / 129 | |
| Efficiency Ratio | 2600% | 66.14% | 78.55% | 87.47% | Beats 1% | 129 / 129 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 100.00% | 9.79% | 11.98% | 16.58% | Beats 99% | 1 / 129 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 100.00% | 9.79% | 11.98% | 16.58% | Beats 99% | 1 / 129 | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 34.26% | 48.46% | 63.78% | 0th pctl | 129 / 129 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |