Washington, DC · Charter 2299
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.30% | 0.29% | 0.25% | 0.27% | -5.12% | -3.98% | 0.26% | 0.27% | 0 bps | |
| Return on Equity | 2.75% | 2.60% | 2.24% | 2.37% | -66.49% | -53.43% | 3.46% | 3.55% | +118 bps | |
| Net Interest Margin | 2.85% | 2.89% | 2.81% | 2.84% | 2.94% | 2.90% | 2.82% | 2.87% | +3 bps | |
| Efficiency Ratio | 87.92% | 88.24% | 89.01% | 88.64% | 220% | 193.50% | 90.65% | 90.35% | +172 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.47% | -4.05% | -4.94% | -3.09% | -5.00% | -2.34% | -1.63% | -2.69% | +39 bps | |
| Loan Growth (YoY) | 2.10% | -1.64% | -3.21% | -3.04% | -3.88% | -4.42% | -5.77% | -3.79% | -76 bps | |
| Share Growth (YoY) | -4.16% | -4.27% | -5.18% | -3.21% | -0.99% | 1.86% | 2.61% | 1.38% | +459 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.17% | 0.43% | 0.37% | 0.39% | 0.36% | 0.35% | 0.35% | 0.21% | -18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.46% | 0.56% | 0.66% | 0.67% | 0.76% | 0.74% | 0.71% | 0.66% | -1 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.91% | 11.16% | 11.19% | 11.33% | 7.70% | 7.45% | 7.44% | 7.63% | -369 bps | |
| Net Worth / Assets | 10.91% | 11.16% | 11.19% | 11.33% | 7.70% | 7.45% | 7.44% | 7.63% | -369 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 70.84% | 71.01% | 69.81% | 69.99% | 68.77% | 66.63% | 64.11% | 66.42% | -357 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |