Washington, DC · Charter 2299
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
2
Asset Quality
79
Profitability
21
Liquidity
90
Efficiency
18
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Washington, DC · Charter 2299
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.27% | -5.12% | -3.98% | 0.26% | 0.27% | 0 bps | |
| Return on Equity | 2.37% | -66.49% | -53.43% | 3.46% | 3.55% | +118 bps | |
| Net Interest Margin | 2.84% | 2.94% | 2.90% | 2.82% | 2.87% | +3 bps | |
| Efficiency Ratio | 88.64% | 220% | 193.50% | 90.65% | 90.35% | +172 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.09% | -5.00% | -2.34% | -1.63% | -2.69% | +39 bps | |
| Loan Growth (YoY) | -3.04% | -3.88% | -4.42% | -5.77% | -3.79% | -76 bps | |
| Share Growth (YoY) | -3.21% | -0.99% | 1.86% | 2.61% | 1.38% | +459 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.39% | 0.36% | 0.35% | 0.35% | 0.21% | -18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.67% | 0.76% | 0.74% | 0.71% | 0.66% | -1 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.33% | 7.70% | 7.45% | 7.44% | 7.63% | -369 bps | |
| Net Worth / Assets | 11.33% | 7.70% | 7.45% | 7.44% | 7.63% | -369 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 69.99% | 68.77% | 66.63% | 64.11% | 66.42% | -357 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Washington, DC · Charter 2299 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.27%
Rank 1,336 of 1,683
Net Interest Margin
2.87%
Rank 1,515 of 1,683
Efficiency Ratio
90.28%
Rank 1,388 of 1,682
Equity / Assets
7.63%
Rank 1,644 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.27% | 0.35% | 0.74% | 1.18% | Beats 21% | 1,336 / 1,683 | |
| Return on Equity | 3.53% | 2.67% | 5.89% | 8.74% | Beats 32% | 1,146 / 1,681 | |
| Net Interest Margin | 2.87% | 3.31% | 3.82% | 4.32% | Beats 10% | 1,515 / 1,683 | |
| Efficiency Ratio | 90.28% | 68.91% | 78.20% | 86.93% | Beats 18% | 1,388 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.21% | 0.26% | 0.65% | 1.29% | Beats 79% | 354 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 7.63% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,644 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 7.63% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,644 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 66.42% | 52.61% | 69.38% | 83.50% | 44th pctl | 938 / 1,683 | |
| Loans / Assets | 61.26% | 44.71% | 59.18% | 70.72% | 55th pctl | 762 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||