Community Bank of Raymore
Raymore, MO · Cert 22867 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=39-40) · Lolyn Financial Corp.
State charter, non-member · FDIC · 3 branches
Q2 2026
$346.9MAssets
$126.0MLoans
$331.0MDeposits
$13.9MEquity
Executive Summary
- Strongest standing: return on equity outperforms 98% of banks under $1B in assets in the Kansas City, MO-KS area (rank 1 of 40).
- Widest gap: equity / assets trails 100% of banks under $1B in assets in the Kansas City, MO-KS area (rank 40 of 40).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.40%
Rank 19 of 40
Net Interest Margin
2.62%
Rank 38 of 40
Efficiency Ratio
59.76%
Rank 23 of 40
Equity / Assets
4.00%
Rank 40 of 40
Non-interest income vs. expense
Unfavorable gap of $3.6M · efficiency ratio beats 45% of banks under $1B in assets in the Kansas City, MO-KS area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.40% | 1.02% | 1.39% | 1.86% | Beats 53% | 19 / 40 | |
| Return on Equity | 35.01% | 10.74% | 14.78% | 21.32% | Beats 98% | 1 / 40 | |
| Net Interest Margin | 2.62% | 3.33% | 4.05% | 4.63% | Beats 5% | 38 / 40 | |
| Efficiency Ratio | 59.76% | 51.70% | 58.10% | 69.29% | Beats 45% | 23 / 40 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.05% | 0.20% | 1.11% | Beats 74% | 11 / 39 | |
| Net Charge-Offs / Loans | 0.07% | n/a | 0.00% | 0.05% | Beats 21% | 32 / 39 | |
| Capital |
| Tier 1 Capital Ratio | 20.21% | 11.32% | 12.27% | 16.94% | Beats 85% | 6 / 40 | |
| Total Risk-Based Capital Ratio | 20.58% | 11.32% | 13.09% | 17.63% | Beats 85% | 6 / 40 | |
| Equity / Assets | 4.00% | 8.41% | 10.10% | 12.34% | Beats 0% | 40 / 40 | |
| Liquidity & Funding |
| Loans / Deposits | 38.08% | 73.50% | 85.60% | 94.85% | 3rd pctl | 39 / 40 | |
| Loans / Assets | 36.33% | 62.75% | 69.87% | 79.23% | 3rd pctl | 39 / 40 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |