Buckeye State Bank
Powell, OH · Cert 2286 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Buckeye State Bancshares Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$569.2MAssets
$348.2MLoans
$474.2MDeposits
$53.4MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 60% of banks under $1B in assets operating in a single state (rank 301 of 743).
- Widest gap: return on assets trails 84% of banks under $1B in assets operating in a single state (rank 628 of 746).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.52%
Rank 628 of 746
Net Interest Margin
3.07%
Rank 594 of 746
Efficiency Ratio
77.44%
Rank 585 of 746
Equity / Assets
9.38%
Rank 509 of 746
Non-interest income vs. expense
Unfavorable gap of $12.7M · efficiency ratio beats 22% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.72% | 1.06% | 1.45% | Beats 16% | 628 / 746 | |
| Return on Equity | 5.55% | 6.74% | 10.51% | 13.63% | Beats 20% | 598 / 746 | |
| Net Interest Margin | 3.07% | 3.17% | 3.68% | 4.16% | Beats 20% | 594 / 746 | |
| Efficiency Ratio | 77.44% | 55.74% | 64.58% | 75.47% | Beats 22% | 585 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.30% | 0.09% | 0.42% | 1.07% | Beats 60% | 301 / 743 | |
| Net Charge-Offs / Loans | 0.06% | 0.00% | 0.01% | 0.05% | Beats 22% | 577 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 11.36% | 11.55% | 13.75% | 17.60% | Beats 23% | 576 / 746 | |
| Total Risk-Based Capital Ratio | 12.17% | 11.71% | 14.33% | 18.43% | Beats 29% | 526 / 746 | |
| Equity / Assets | 9.38% | 8.90% | 10.51% | 13.06% | Beats 32% | 509 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 73.44% | 61.31% | 78.27% | 90.78% | 41st pctl | 438 / 746 | |
| Loans / Assets | 61.18% | 53.60% | 66.97% | 76.08% | 37th pctl | 467 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |