Consumer's
Gregory, SD · Charter 22719 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$21.4MAssets
$10.5MLoans
$19.2MShares
$2.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 84% of credit unions under $1B in assets (rank 274 of 1682).
- Widest gap: equity / assets trails 83% of credit unions under $1B in assets (rank 1405 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.84%
Rank 742 of 1,683
Net Interest Margin
3.29%
Rank 1,276 of 1,683
Efficiency Ratio
81.42%
Rank 1,004 of 1,682
Equity / Assets
9.65%
Rank 1,405 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.84% | 0.35% | 0.74% | 1.18% | Beats 56% | 742 / 1,683 | | |
| Return on Equity | 8.73% | 2.67% | 5.89% | 8.74% | Beats 75% | 428 / 1,681 | | |
| Net Interest Margin | 3.29% | 3.31% | 3.82% | 4.32% | Beats 24% | 1,276 / 1,683 | | |
| Efficiency Ratio | 81.42% | 68.91% | 78.20% | 86.93% | Beats 40% | 1,004 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.26% | 0.65% | 1.29% | Beats 84% | 274 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.65% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,405 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.65% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,405 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 54.51% | 52.61% | 69.38% | 83.50% | 27th pctl | 1,223 / 1,683 | | |
| Loans / Assets | 49.05% | 44.71% | 59.18% | 70.72% | 32nd pctl | 1,145 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |