PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Sunwest Bank of Hobbs NA

Hobbs, NM · Cert 22709

FDIC

Q2 1997

$88.2MAssets
$25.4MLoans
$68.3MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.23%, down 19 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 37.20% of deposits as of Q2 1997.

Return on Assets (YTD, annualized)

1.23%-19 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997Q2 1997YoY ΔTrend
Earnings
Return on Assets1.43%1.37%1.33%1.42%1.41%1.41%1.51%1.23%-19 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)2.62%6.67%4.74%6.15%3.35%-0.52%14.77%12.95%+680 bps
Loan Growth (YoY)-0.45%2.83%4.15%2.21%-5.25%-7.19%-6.66%-9.92%-1,213 bps
Deposit Growth (YoY)2.81%10.05%3.98%6.14%2.97%-1.17%-0.90%-3.82%-995 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits40.73%40.46%38.67%39.72%37.48%38.00%36.43%37.20%-252 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a