PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First NB of Wheeling

Wheeling, IL · Cert 22651

FDIC

Q2 1996

$140.7MAssets
$95.9MLoans
$131.5MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.35%, up 49 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 72.94% of deposits as of Q2 1996.

Return on Assets (YTD, annualized)

1.35%+49 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996Q2 1996YoY ΔTrend
Earnings
Return on Assets0.96%0.91%1.05%0.86%1.15%1.08%0.91%1.35%+49 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a109.75%64.25%26.60%10.99%4.44%0.14%-6,411 bps
Loan Growth (YoY)n/an/a67.65%94.41%85.96%71.31%29.28%9.57%-8,484 bps
Deposit Growth (YoY)n/an/a112.07%60.28%27.60%5.35%3.89%3.97%-5,631 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits48.14%48.10%60.68%69.21%70.16%78.21%75.51%72.94%+373 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a