Community Bank of Marshall
Marshall, MO · Cert 22636 · Peer group: banks under $1B in assets in MO (n=82-83) · Marshall Cmty Bancshares Inc.
State charter, non-member · FDIC · 7 branches
Q2 2026
$250.2MAssets
$111.2MLoans
$226.7MDeposits
$21.4MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 53% of banks under $1B in assets in MO (rank 40 of 83).
- Widest gap: total risk-based capital ratio trails 93% of banks under $1B in assets in MO (rank 77 of 83).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
1.11%
Rank 53 of 83
Net Interest Margin
3.07%
Rank 74 of 83
Efficiency Ratio
58.24%
Rank 40 of 83
Equity / Assets
8.55%
Rank 67 of 83
Non-interest income vs. expense
Unfavorable gap of $3.8M · efficiency ratio beats 53% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.11% | 0.96% | 1.32% | 1.75% | Beats 36% | 53 / 83 | |
| Return on Equity | 12.97% | 9.66% | 12.96% | 15.76% | Beats 51% | 41 / 83 | |
| Net Interest Margin | 3.07% | 3.35% | 3.85% | 4.16% | Beats 11% | 74 / 83 | |
| Efficiency Ratio | 58.24% | 49.83% | 58.83% | 68.51% | Beats 53% | 40 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.01% | 0.08% | 0.51% | 1.01% | Beats 26% | 62 / 82 | |
| Net Charge-Offs / Loans | 0.05% | 0.00% | 0.01% | 0.06% | Beats 33% | 56 / 82 | |
| Capital |
| Tier 1 Capital Ratio | 10.03% | 11.01% | 12.49% | 14.98% | Beats 10% | 75 / 83 | |
| Total Risk-Based Capital Ratio | 10.03% | 11.13% | 13.01% | 15.10% | Beats 7% | 77 / 83 | |
| Equity / Assets | 8.55% | 8.83% | 10.71% | 13.29% | Beats 19% | 67 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 49.06% | 69.28% | 83.22% | 91.21% | 5th pctl | 78 / 82 | |
| Loans / Assets | 44.45% | 59.34% | 71.15% | 78.36% | 6th pctl | 78 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |